Auto Loans and Toyota Lease in Riverhead, NY with Financing Options Available

Here at Riverhead Toyota, our team is here to ensure that you're able to navigate the path to car ownership with absolute ease. Not only will our team help you to find your perfect automotive match among our inventory of new and used cars, but we'll also walk you through the process of securing a low interest auto loan. Fortunately, with the help of Toyota Financial Services doing such a thing is easier than you could have ever thought possible.
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Should You Lease Your New Riverhead Toyota Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

We understand that each of our Riverhead area customers have different automotive needs. Fortunately, Toyota Financial Services offers an array of financial options that will be sure to match both your budget, and your daily driving needs. Whether you opt to finance or lease your next vehicle, our team is here to ensure that doing so matches both your lifestyle, and budget.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

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Toyota Quality Protection Plans

Purchasing a new or used car is a kin to making a long term investment. With this in mind, you're going to want to keep your vehicle in top notch condition. Fortunately, Toyota Financial Services offers an array of protection plans. These include:

Visit the Finance Center at Riverhead Toyota in Riverhead, NY to Learn More

Interested in learning more about your options? Ready to begin shopping our current selection of new and pre-owned vehicles? Then we invite you to stop by our showroom to speak with a member of our dedicated sales team. We would be more than happy to answer all of your questions, and will gladly assist you in shopping our current selection of new and used cars in Riverhead, NY. Just around the corner from Shirley, Hampton Bays, East Hampton, and Smithtown, we look forward to welcoming you in to our showroom soon.

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  1. Riverhead Toyota

    1655 Route 58 (Old Country Road)
    Riverhead, NY 11901

    • Sales: 631-818-2820
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Get in Touch

  • Contact our Sales Department at: 631-818-2820
  • Monday9:00AM-8:00PM
  • Tuesday9:00AM-8:00PM
  • Wednesday9:00AM-8:00PM
  • Thursday9:00AM-8:00PM
  • Friday9:00AM-8:00PM
  • Saturday9:00AM-6:00PM
  • Sunday11:00AM-4:00PM